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	<title>Due Diligence</title>
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	<link>http://005d27c.netsolhost.com/duediligence</link>
	<description>A Bankruptcy Paralegal speaks about Due Diligence in consumer bankruptcy cases</description>
	<lastBuildDate>Fri, 18 May 2012 02:04:03 +0000</lastBuildDate>
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		<item>
		<title>Creditor Address for Comcast Communications</title>
		<link>http://005d27c.netsolhost.com/duediligence/2012/05/17/creditor-address-for-comcast-communications-2/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=creditor-address-for-comcast-communications-2</link>
		<comments>http://005d27c.netsolhost.com/duediligence/2012/05/17/creditor-address-for-comcast-communications-2/#comments</comments>
		<pubDate>Thu, 17 May 2012 20:41:53 +0000</pubDate>
		<dc:creator>Linda Rantz</dc:creator>
				<category><![CDATA[Creditor Addresses]]></category>
		<category><![CDATA[credit reports]]></category>
		<category><![CDATA[creditors]]></category>

		<guid isPermaLink="false">http://005d27c.netsolhost.com/duediligence/?p=602</guid>
		<description><![CDATA[Using Microsoft’s Snipping Tool, I grabbed this address from the back of an electronic invoice from Comcast Communications. It’s an address for the Legal Department of Comcast Cable Communications (One Comcast Center, Philadelphia, PA 19103-2838). I searched online for a specific bankruptcy notice address, but this is the closest I could find. The effective date [...]]]></description>
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		<title>Student Loans and Bankruptcy discharges</title>
		<link>http://005d27c.netsolhost.com/duediligence/2012/04/30/student-loans-and-bankruptcy-discharges/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=student-loans-and-bankruptcy-discharges</link>
		<comments>http://005d27c.netsolhost.com/duediligence/2012/04/30/student-loans-and-bankruptcy-discharges/#comments</comments>
		<pubDate>Tue, 01 May 2012 02:36:56 +0000</pubDate>
		<dc:creator>Linda Rantz</dc:creator>
				<category><![CDATA[Miscellaneous]]></category>
		<category><![CDATA[student loan]]></category>

		<guid isPermaLink="false">http://005d27c.netsolhost.com/duediligence/?p=550</guid>
		<description><![CDATA[While the subject of student loan interest rates has been a hot topic for the past few weeks, the ABA Journal had a story over six weeks ago by Debra Cassens Weiss about a “looming student loan ‘debt bomb’”. Interest on student loans was not even mentioned in the article. The ‘debt bomb’ as Ms. [...]]]></description>
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		<title>Norton and EZ-Filing are not getting along</title>
		<link>http://005d27c.netsolhost.com/duediligence/2012/04/26/norton-and-ez-filing-are-not-getting-along/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=norton-and-ez-filing-are-not-getting-along</link>
		<comments>http://005d27c.netsolhost.com/duediligence/2012/04/26/norton-and-ez-filing-are-not-getting-along/#comments</comments>
		<pubDate>Thu, 26 Apr 2012 21:59:52 +0000</pubDate>
		<dc:creator>Linda Rantz</dc:creator>
				<category><![CDATA[Bankruptcy Software]]></category>
		<category><![CDATA[EZ Filing]]></category>

		<guid isPermaLink="false">http://005d27c.netsolhost.com/duediligence/?p=428</guid>
		<description><![CDATA[I&#8217;ve been a user of Symantec’s Norton Internet Security for over a decade. During those years I also used many of the other Norton products like AntiVirus, PartitionMagic, GoBack (I loved that program), and Utilities. I’ve heard lots of complaints about NIS, but Norton products have always worked for me and my computers have always [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>EZ-Filing sold to CIN</title>
		<link>http://005d27c.netsolhost.com/duediligence/2012/04/25/ez-filing-sold-to-cin/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=ez-filing-sold-to-cin</link>
		<comments>http://005d27c.netsolhost.com/duediligence/2012/04/25/ez-filing-sold-to-cin/#comments</comments>
		<pubDate>Thu, 26 Apr 2012 04:00:57 +0000</pubDate>
		<dc:creator>Linda Rantz</dc:creator>
				<category><![CDATA[Bankruptcy Software]]></category>
		<category><![CDATA[EZ Filing]]></category>
		<category><![CDATA[NACBA]]></category>

		<guid isPermaLink="false">http://005d27c.netsolhost.com/duediligence/?p=414</guid>
		<description><![CDATA[I was at NACBA’s 2011 Members-Only workshop last October in Colorado Springs (held at the beautiful Broadmoor resort). We had a booth in the exhibitor hall right across from EZ-Filing Bankruptcy Software’s exhibit. Although I introduced myself to the EZ-Filing guys, we did not have an ‘in-depth’ conversation, so I’m not certain from whom I [...]]]></description>
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		<title>Updated Median Family Income figures go into effect on May 1, 2012</title>
		<link>http://005d27c.netsolhost.com/duediligence/2012/04/25/updated-median-family-income-figures-go-into-effect-on-may-1-2012/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=updated-median-family-income-figures-go-into-effect-on-may-1-2012</link>
		<comments>http://005d27c.netsolhost.com/duediligence/2012/04/25/updated-median-family-income-figures-go-into-effect-on-may-1-2012/#comments</comments>
		<pubDate>Thu, 26 Apr 2012 02:31:14 +0000</pubDate>
		<dc:creator>Linda Rantz</dc:creator>
				<category><![CDATA[Bankruptcy Software]]></category>
		<category><![CDATA[Census Bureau]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[disposable income]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[Means Test]]></category>
		<category><![CDATA[Software]]></category>

		<guid isPermaLink="false">http://005d27c.netsolhost.com/duediligence/?p=402</guid>
		<description><![CDATA[Update your bankruptcy software! Chapter 7 and Chapter 13 bankruptcy cases filed on or after May 1, 2012 will use the new data for completing Form 22A and Form 22C. Debtors filing Chapter 7 cases use Form 22A for “means testing purposes” and Chapter 13 debtors use Form 22C to calculate disposable income. What has [...]]]></description>
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		<title>Does new credit to borrowers mean future bankruptcy cases?</title>
		<link>http://005d27c.netsolhost.com/duediligence/2012/04/11/does-new-credit-to-borrowers-mean-future-bankruptcy-cases/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=does-new-credit-to-borrowers-mean-future-bankruptcy-cases</link>
		<comments>http://005d27c.netsolhost.com/duediligence/2012/04/11/does-new-credit-to-borrowers-mean-future-bankruptcy-cases/#comments</comments>
		<pubDate>Wed, 11 Apr 2012 18:27:20 +0000</pubDate>
		<dc:creator>Linda Rantz</dc:creator>
				<category><![CDATA[Miscellaneous]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[creditors]]></category>

		<guid isPermaLink="false">http://rantz.biz/duediligence/?p=383</guid>
		<description><![CDATA[A few years ago, when bankruptcy filings were just beginning to soar, a very experienced bankruptcy lawyer told me that I could expect to see this high volume of bankruptcy cases for about two to three years. Then the volume of filings would level off. His explanation was that borrowing, lending, and bankruptcy are like [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Mailing Address for Toyota Financial Services</title>
		<link>http://005d27c.netsolhost.com/duediligence/2012/04/09/mailing-address-for-toyota-financial-services/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=mailing-address-for-toyota-financial-services</link>
		<comments>http://005d27c.netsolhost.com/duediligence/2012/04/09/mailing-address-for-toyota-financial-services/#comments</comments>
		<pubDate>Mon, 09 Apr 2012 20:17:51 +0000</pubDate>
		<dc:creator>Linda Rantz</dc:creator>
				<category><![CDATA[Creditor Addresses]]></category>
		<category><![CDATA[credit reports]]></category>
		<category><![CDATA[creditors]]></category>

		<guid isPermaLink="false">http://rantz.biz/duediligence/?p=370</guid>
		<description><![CDATA[This appears on the back of a recent customer statement of Toyota Financial Services (sorry for the hard-to-read image, but that&#8217;s what it looks like on the statement): The Toyota addresses relating to bankruptcy, so you can read them, are these: Toyota Financial Services, PO Box 8026, Cedar Rapids, IA, 52409-8026 Toyota Financial Services, Asset [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Looking for an Address for Capital One?</title>
		<link>http://005d27c.netsolhost.com/duediligence/2012/04/09/bankruptcy-notice-address-for-capital-one/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=bankruptcy-notice-address-for-capital-one</link>
		<comments>http://005d27c.netsolhost.com/duediligence/2012/04/09/bankruptcy-notice-address-for-capital-one/#comments</comments>
		<pubDate>Mon, 09 Apr 2012 19:10:45 +0000</pubDate>
		<dc:creator>Linda Rantz</dc:creator>
				<category><![CDATA[Working the Case]]></category>
		<category><![CDATA[credit reports]]></category>
		<category><![CDATA[creditors]]></category>

		<guid isPermaLink="false">http://rantz.biz/duediligence/?p=364</guid>
		<description><![CDATA[From the back of a recent statement of a Cap One customer is this notice answering the question, &#8220;What if I file for Bankruptcy?&#8221; The address for Cap One is: Capital One, PO Box 30285, Salt Lake City, UT 84130-0285. ArrayArrayArrayArrayArrayArrayArrayArrayArrayArray]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Best Case update effective November 1, 2011</title>
		<link>http://005d27c.netsolhost.com/duediligence/2011/11/01/best-case-update-effective-november-1-2011/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=best-case-update-effective-november-1-2011</link>
		<comments>http://005d27c.netsolhost.com/duediligence/2011/11/01/best-case-update-effective-november-1-2011/#comments</comments>
		<pubDate>Wed, 02 Nov 2011 00:01:39 +0000</pubDate>
		<dc:creator>Linda Rantz</dc:creator>
				<category><![CDATA[Bankruptcy Software]]></category>
		<category><![CDATA[Best Case]]></category>
		<category><![CDATA[Software]]></category>
		<category><![CDATA[updates]]></category>

		<guid isPermaLink="false">http://rantz.biz/duediligence/?p=356</guid>
		<description><![CDATA[Best Case Bankruptcy Software has an update effective today (November 1st). The update includes revisions to Forms B3b (Application for Waiver of Filing Fee), B200 (Checklist of Forms to be File), and B201A (Notice to Individual Consumer Debtor of Available Chapters). The Administrative portion of the bankruptcy filing fee paid to the court has gone [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Assignments and Receiverships</title>
		<link>http://005d27c.netsolhost.com/duediligence/2009/07/04/assignments-and-receiverships/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=assignments-and-receiverships</link>
		<comments>http://005d27c.netsolhost.com/duediligence/2009/07/04/assignments-and-receiverships/#comments</comments>
		<pubDate>Sun, 05 Jul 2009 05:17:33 +0000</pubDate>
		<dc:creator>Linda Rantz</dc:creator>
				<category><![CDATA[Paralegal Tips]]></category>
		<category><![CDATA[assignments]]></category>
		<category><![CDATA[receivership]]></category>
		<category><![CDATA[SOFA]]></category>
		<category><![CDATA[Statement of Financial Affairs]]></category>

		<guid isPermaLink="false">http://rantz.biz/duediligence/?p=331</guid>
		<description><![CDATA[There are certain questions on the Statement of Financial Affairs that have never applied to cases on which I have worked, so I realize I have sort of &#8220;tuned them out.&#8221; Ask me which questions have to do with garnishments, attorney fees, income, court cases, business info, etc. and I can tell you the question [...]]]></description>
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		<slash:comments>0</slash:comments>
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